|Neptune Society - A Review|
Review of the Neptune Society
Neptune adds in another $700 for what they call a "Retail Merchandise and Administrative Services Contract" , which amounts to maybe nothing more than what you have already paid for with the Direct Cremation, plus their special urn for what is listed as $350.
They "force" you into buying an urn that is expensive (some say a $20 value), and may not be what you want today or later.
Then, they have the "Transportation Protection Plan" for about $400 that covers transportation costs incurred if death occurs more than 75 miles from the house. This is pretty rare, we all know that, and so does Neptune ; )
So ... you end up paying about $1800 for what you could buy on that day for $700 from any competitive Direct Cremation outfit.
Well .... and you would have gotten an urn that you could have made or bought instead, that is personal, and maybe even fun .... and saved $700!
And, by the way, the Colorado Division of Insurance fined Neptune for $1.2M in 2009 for the practice listed above as a bait-and-switch, and a way to avoid putting the required amount of consumer funds into trust. Maybe Texas is next to go after these guys.